Most employers are relying on cloud computing these days. While it may sound like a complex term, cloud computing is really just a way to store and access data and programs over the Internet instead of a computer’s hard drive. If you are using Google Docs, DropBox, or Skype at your office, then you have been in the cloud.

At the most basic level, users should understand that there are different models of cloud services. Software as a Service (SaaS) enables a customer to interact only with the vendor’s software application, but the customer does not manage the system’s infrastructure. Platform as a Service (PaaS) lets a customer host the customer’s software application on a vender’s servers. With PaaS, the customer retains responsibility for the application, but does not manage the hardware or operating systems. Clouds can also have different levels of access. For example, a private cloud may be…